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FAQ: ABC Fitness Insurance

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What is ABC Fitness?

 

  • ABC Fitness is the leading technology provider for fitness businesses everywhere and the parent company of ABC Trainerize, along with other industry-leading fitness software brands. Together, we power the world’s best fitness businesses, from independent trainers and studios to large gym chains. Providing tools to seamlessly manage memberships, deliver personalized coaching, and grow your business.

 

What is ABC Fitness Insurance?

 

  • As part of our mission to support fitness professionals and business owners, ABC Fitness has partnered with Authentic Insurance to launch ABC Fitness Insurance, a new product that offers the coverage you need to run your business with confidence. 
     
  • ABC Fitness Insurance powered by Authentic seamlessly combines our platform with commercial insurance, offering you an all-in-one solution for efficient business management and comprehensive risk coverage. With this insurance, we provide comprehensive coverage options and tailored solutions for business owners to safeguard your investments and focus on the core operations.
     

With ABC Fitness Insurance you: 

  • Get covered in minutes. Activate your coverage online and answer a few questions to get an instant quote.
  • Save on insurance. Get a 5% exclusive discount applied to your policy.
  • Cancel anytime with no fees.
  • Custom coverage designed specifically for your business.
  • Expert guidance. Call or email our licensed agents to customize a policy or get answers to your questions.
  • Fast and easy claims. We strive to resolve claims in 48 hours (about 2 days) or less so you can focus on running your business.
  • Backed by trusted insurers. Admitted “A-Excellent” AM Best rated and backed by Everspan Insurance Company.
     

Who is Authentic?


Authentic is an insurance infrastructure company that enables platforms like ABC Fitness to offer insurance to their customers. For more information about Authentic, you can contact our ABC Fitness Insurance Support Team at support+abcfitness@authenticins.com or 256-229-2858  for assistance. 

 

How to get a quote and activate your coverage


ABC Fitness Insurance offers the coverage you need to run your business with confidence. We understand your risks, so we built an insurance program just for you.

To learn more about eligibility and get a quote:

  1. Visit the ABC Fitness Insurance website.
     
  2. Provide your general business details on the "Let's get started" form and click Next.

      
     
  3. Provide any additional details necessary to complete the ABC Fitness Insurance form.
    Once your eligibility is approved, an on-screen breakdown of your coverage, terms, and payment is displayed.
     
  4. Click the Activate coverage button on the offer to accept.

 

Where can I go to manage my account?


Once your coverage is activated, you are sent an email with a direct link to your own personal policy management hub.

On this screen, you can view, manage, and download your policy documents all in one place: 

Note: If you do not have the link that was sent to your email address, you can also access your dashboard by going to the policy management hub. Request and enter the provided security code to log in.

 

For questions about your insurance coverage, claims, or pricing, please contact our ABC Fitness Insurance Support Team: 

 

Why is commercial insurance important for small businesses?


Understanding commercial insurance is crucial to protecting a business. Commercial insurance adds a layer of protection by covering legal liabilities, property damage, and other unforeseen events.

  • Risk Management: 
    • Small businesses inherently involve various risks, including accidents, injuries, and property damage. Insurance provides peace of mind by mitigating these risks.
       
  • Financial Stability: 
    • Unexpected incidents such as lawsuits or property damage can disrupt business operations and incur significant expenses. Insurance safeguards the financial stability of the small business by covering such costs.
       
  • Legal Compliance: 
    • Many states and federal laws require businesses to have specific insurance coverage to operate legally.

 

What types of commercial insurance are available through ABC Fitness Insurance? 


You have access to a range of commercial insurance options tailored for your business.

 

Insurance Coverage Benefits
General Liability Insurance General Liability Insurance is fundamental for a small business as it protects against daily risks associated with customer injuries, property damage, or legal disputes. It covers expenses related to medical bills, legal defense, and compensation for damages.
  • Guards against costly legal proceedings and medical expenses.
  • Ensures that unexpected incidents do not hinder business operations.
Property Contents Insurance Property Contents Insurance is essential for a small business to protect physical assets such as equipment, inventory, and furniture from theft, fire, vandalism, and weather-related events.
  • Safeguards essential assets crucial for business operations.
  • Facilitates quick recovery after property loss or damage
Business Owner’s Policy (BOP) Insurance

A Business Owner's Policy (BOP) combines General Liability and Property Insurance into a single package tailored for small businesses.

The BOP policy serves as a comprehensive solution, offering protection against various risks, including property damages, legal fees, and business income interruptions.
  • Efficiently manage one policy instead of several, saving time and resources.
  • Tailored coverage based on unique business requirements.
  • Access a comprehensive range of coverage options.
Professional Liability

 

ABC Fitness Insurance offers Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, as an optional standalone insurance coverage to ABC Fitness fitness businesses.

This insurance covers legal fees, settlements, and judgments, ensuring the business isn't financially burdened by these costs.
  • Protection against negligence claims.
    Example: Fitness professionals working closely with clients, errors in training plans or advice that lead to a client injury or financial loss.
  • Safeguards professional reputation: Having Professional Liability Insurance shows a commitment to accountability and client safety, maintaining trust and credibility in the fitness industry.
  • Industry requirement: Many clients and regulatory bodies require proof of Professional Liability Insurance before engaging with a fitness business.
Workers' Comp Workers' compensation insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. It typically covers medical expenses, a portion of lost wages, and rehabilitation costs. 
  • Protects both employees and employers by ensuring workers receive necessary care and wage compensation.
  • Shields businesses from potential lawsuits related to workplace injuries.

 

How can I purchase ABC Fitness Insurance? 

 

Who is eligible for your insurance?

 

  • Eligibility is determined by the US state where you operate your business. 
     
  • We are selling in all U.S. states except HI and AK.
     

What payment options are available?

 

  • Multiple payment options are available. 
     
  • We offer flexibility with premium payments spread over the year, eliminating large upfront costs. 
     

Who do I contact for support?


For questions about your insurance coverage, claims, or pricing, please contact our ABC Fitness Insurance Support Team: 

 

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